Sunfish partner clinics in Seattle with an IVF refund program
Pacific Northwest Fertility offers the Sunfish IVF Success Program at two locations, in Seattle and Bellevue. Filters below are set to Seattle and IVF.
What to know about IVF refund programs in Seattle
Sunfish's IVF refund program is available in the Seattle area through Pacific Northwest Fertility, part of the Ivy Fertility network, at two locations: 1101 Madison Street in Seattle and 1231 116th Avenue NE in Bellevue. Your clinic delivers your medical care. Sunfish packages the cost into one flat fee and adds the refund on top. Here is how it works for Seattle patients. You start with a physical evaluation at Pacific Northwest Fertility. Sunfish uses the results, including age, AMH, BMI, and prior cycle history, to forecast what it should cost you to reach a live birth. You then get one all-inclusive price for your plan. All single embryo transfers are included for one year, so another transfer does not mean another bill. If you are not successful within the cost Sunfish predicted, Gold members may receive up to $15,000 back or a discount to continue treatment.¹ Which program tier fits you, and whether you qualify, is confirmed after that required evaluation at an eligible IVF clinic.² Pacific Northwest Fertility also supports donor egg IVF, LGBTQ+ family building, and single parents. Your package can be customized around your path, for example by adding an extra retrieval or an egg donor.
What is an IVF refund program?
An IVF refund program sells you a defined course of treatment at one set price. If you are unsuccessful, part of that price may come back.¹ Clinics often call these shared risk IVF programs. The agreement you sign defines what counts as unsuccessful and how much comes back, and it is the document to read before you commit.
Sunfish's refund comes with the Gold Program. Eligible patients may receive up to $15,000 back, or a discount to continue treatment, with your package terms setting the exact amount.¹
How the Sunfish IVF refund works
Sunfish forecasts a patient's cost of reaching a live birth through IVF with a predictive model that reads age, AMH, BMI, and prior cycle history from a partner clinic evaluation, at a company-reported 97% accuracy.
- Up to $15,000 back if you are unsuccessful within the cost that Sunfish's software predicted, or a discount to continue¹
- All single embryo transfers are included for one year at one fixed price, so another transfer does not mean another bill
- Your cost forecast starts with a physical evaluation at an eligible IVF clinic, such as Pacific Northwest Fertility in Seattle or Bellevue
Why Sunfish?
Lower medication costs
Sunfish members receive discounted fertility medications through partner pharmacies with a lowest-price guarantee, plus additional savings during your cycle and on long-term egg or embryo storage, saving patients up to $9,000 per cycle.
All embryo transfers included
Yes, you read that right. All single embryo transfers are included at no additional cost for one year at one fixed price, removing the financial pressure of paying for each attempt and giving you the freedom to keep trying.
All-inclusive pricing
Our IVF Success Program packages your treatment into one personalized flat fee, including options for donor egg and sperm, reciprocal IVF, and more. You know the cost upfront with no surprises.
Partial refunds
If a live birth is not achieved within the cost that Sunfish's software predicted for your plan, eligible patients may receive a partial refund of up to $15,000 or a discount to continue treatment, reducing your financial risk on the path to parenthood.¹
IVF refund programs vs. multi-cycle packages vs. paying per cycle
A refund program is just one way to pay for IVF. Here's what differs by model.
A new bill for every attempt
You pay for each retrieval and each transfer as it happens. Patients with three chromosomally normal embryos have about a 95% chance of pregnancy across up to three single embryo transfers, per RMA research, and each extra transfer can cost $4-6k.
One price for a set number of cycles
You pay one price for a set number of attempts, and nothing comes back if none of those attempts work.
Part of the price can come back
You pay a capped price and part of it can come back if the program's conditions are met. Sunfish offers this through the Gold Program, with up to $15,000 back or a discount to continue treatment.¹
With Sunfish, your clinic delivers the care, and all single embryo transfers are included for a year.
IVF Success Program details
- Egg retrieval & anesthesia
- Embryology services (fertilization & embryo culture)
- Embryo freezing (cryopreservation & 12 months embryo storage)
- In-cycle monitoring (bloodwork & ultrasounds, baseline)
- Cycle management
- Most people need 3 transfers to have a 95% chance of success. All single embryo transfers are included at no additional cost.
- Frozen embryo transfer
- In-cycle monitoring (bloodwork & ultrasounds)
- Embryology services (embryo thaw & prep, assisted hatching)
- Dedicated financial planning partner for billing support
- Regular check-ins to guide you through each stage of IVF
- Educational resources, easy-to-follow guides, evidence-based digital tools
- Guaranteed refund of up to $15k if you don’t go home with a baby.
- We guarantee the lowest-price match on medications and injections through Sunfish partner pharmacy
- Discounts on embryo and egg storage and transport
- Discounts on prenatal vitamins, mental health support, vaginal microbiome testing kits & many more
¹ As part of the Sunfish IVF Success Program, Sunfish provides a Custom Financial Plan using Sunfish's proprietary software that calculates the expected financial costs for each family to achieve a Live Birth based on a range of factors. If you fail to achieve a Live Birth within your custom financial plan budget and there are unexpected financial costs that were not accurately predicted by the Financial Planning Tool, our software Warranty may entitle you to receive a partial refund of your treatment package costs. Additional costs may be incurred outside of the Treatment Package Costs. See our Sunfish IVF Success Program Agreement for conditions and details.
² All interested participants in the Sunfish IVF Success Program must complete a required physical evaluation by an eligible IVF Clinic. Our software is limited to certain data and therefore the Sunfish IVF Success Program and Financial Planning Tool is only available to qualified applicants. We are not a medical provider.
IVF with Sunfish was completely different from our prior attempt. My wife, 40, loved the care packages. The bills were handled and the preparation guides helped me be a better partner. After 3 transfers, all included in our bundle, we're expecting our son!
Sunfish's IVF Success Program is a great option for anyone who is looking for peace of mind as they pursue IVF. This program can help them reduce their financial stress during their fertility journey.
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IVF refund program FAQs in Seattle
Through Sunfish, Pacific Northwest Fertility offers the IVF Success Program at its Seattle and Bellevue locations. Gold members may receive a partial refund of up to $15,000, or a discount to continue treatment, if they are unsuccessful within the cost Sunfish's software predicted.¹ Your cost forecast starts with an evaluation at the clinic.
Shared risk is the industry's name for a refund program. A clinic charges a flat price for a set course of IVF and returns some or all of it if you are unsuccessful. What separates one from another is who qualifies, what counts as unsuccessful, and how much comes back. Many of these programs screen applicants out by age or ovarian reserve.
With Sunfish, if you enrolled in the Gold Program, yes. Eligible patients may receive a partial refund of up to $15,000, or a discount to continue treatment instead if you are unsuccessful within the cost that Sunfish's software predicted. Your package terms set the exact amount.¹ Programs in this category differ on what counts as unsuccessful and who decides. The agreement you sign defines both.
Clinically, that is a question for your fertility clinic. Sunfish is not a medical provider, and your physician decides whether IVF makes sense for you. Financially, the Sunfish IVF Success Program is only available to qualified applicants, which is confirmed after a required physical evaluation at an eligible IVF clinic.² Full eligibility terms are in the Sunfish IVF Success Program Agreement.
Not for another embryo transfer within your cycle. If your retrieval cycle itself is unsuccessful, a new retrieval cycle is a separate cost and isn't included. Your membership includes all single embryo transfers for one year at one fixed price. If you are unsuccessful within the cost that Sunfish's software predicted, Gold members may receive a partial refund of up to $15,000 or a discount to continue.¹ Terms apply.
Sunfish gives each IVF Success Program member a custom financial plan that forecasts the cost of reaching a live birth. If you do not achieve a live birth within that plan budget, and your costs run higher than the software predicted, Gold members may receive a partial refund of up to $15,000 or a discount to continue treatment.¹ Terms and conditions are in the Sunfish IVF Success Program Agreement.
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