Financial Hub

Take the guesswork out of IVF costs

We know that the financial side of fertility care can feel overwhelming. That’s why we’ve created this hub—to help you understand costs, explore your financing options, and feel more confident about moving forward.

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Are you prepared for fertility costs?

Answer a few questions about your financial readiness and we'll give you a personalized guide to costs and financing options.

Take the quiz

Grants and discounts

Take our short assessment to better understand your financial readiness and learn what support might be available to you.

Explore grants & discounts
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Loan repayment calculator

Our calculator helps you understand the monthly costs of different loan scenarios.

Use the calculator

IVF Success Program

We developed this all-inclusive IVF bundle to help you with transparent pricing, bundled discounts.

Learn more

Ready to make a plan?

Complete our short interest form to see if our IVF Success Program
could be a fit for you.

FAQs

Find answers to all your financial questions for fertility and family-building care here.

How can I financially plan for IVF?

Planning for IVF starts with understanding the total cost, not just a single cycle. Many people need multiple cycles, multiple embryo transfers, medications, embryo storage, and additional services - making costs difficult to predict.

Sunfish simplifies IVF financial planning through its IVF Success Program, which offers a flat-fee, all-inclusive bundle. This gives you a clear, upfront view of your costs, along with financial protection so you can plan with more confidence and less uncertainty.

What is included in IVF financial planning with Sunfish?

Sunfish IVF financial planning is built into the IVF Success Program, which combines:

  • A single, predictable price for treatment
  • Flexible payment options and access to loans and discounts
  • Lowest price match guarantee on medications
  • Partial refunds if treatment is unsuccessful
  • Personalized planning based on your individual needs
  • Concierge support to help coordinate logistics and decisions

Instead of piecing together costs, everything is integrated into one structured plan.

How much does IVF cost, and can I make it more predictable?

IVF costs in the U.S. can vary widely, often reaching $50,000+ for a full journey depending on the number of cycles and additional services needed.

Sunfish helps make these costs more predictable by offering a flat-fee IVF Success Program. This approach removes some of the uncertainties of paying per cycle and reduces the risk of unexpected expenses, giving you a clearer financial path forward.

What does “financial protection” mean in IVF planning?

Financial protection means your investment in your IVF treatment is structured to support continuation of care if needed.

With Sunfish’s IVF Success Program, this includes:

  • Unlimited embryo transfers
  • A partial refund through our Gold Package if treatment isn’t successful

This model is designed to reduce financial risk, improve clarity, and help you continue your path forward without starting over financially or accruing unexpected costs along the way.

Do I get personalized support when planning for IVF costs?

Yes. Personalized support is a core part of IVF financial planning with Sunfish.

Through Sunfish’s IVF Success Program, you’ll receive data-informed guidance and concierge care tailored to your specific situation, along with a dedicated planning partner who helps you navigate decisions, timelines, and logistics. This combination of personalization and support is critical, as many patients cite both financial complexity and lack of clear guidance as major challenges.