When you get a clinic quote for fertility treatment, whether it’s a round of IVF or egg freezing, it can be understandably daunting to look at all the line items on the quote and wonder whether or not that’s ‘everything’ you’re going to pay for fertility treatment. Sometimes, certain fertility clinics’ pricing can be fragmented: Medications, testing, labs, and storage might not be paid upfront on that one bill.
Payment timing can vary based on the clinic you choose, your insurance or fertility benefits company, and the pharmacy you use, but in general, knowing the typical sequence of payments in the IVF timeline ahead of the game can help you prep financially and ask the right questions before your treatment starts. Here’s your guide to the fertility treatment timeline and the types of expenses that might appear at each stage.
Aside from the upfront-cycle cost your clinic gives you, there might be some hidden expenses that come up that signify the full “cost to baby,” from variations in medication and procedure fees, to travel and logistics, and more. Here’s what to expect while you’re planning.
