IVF Success Program

The program brings the cost, the coordination and the support of IVF at Everleap Fertility into one structured experience.

Your program includes:

• One fixed price covering your treatment
• Financial protection, including a guaranteed refund of up to $15,000 for eligible members if you are unsuccessful¹
• All embryo transfers included for one year
• Medication savings through lowest price match guarantees
• Personalized, data-informed planning and dedicated coordination
• Ongoing support, tools and member benefits

You make one payment to Sunfish. We handle the billing and payments with Everleap Fertility behind the scenes. You won't be chasing invoices between appointments.

Alongside that, Sunfish helps organize your experience: scheduling, next steps and communication with your clinic. Your Planning Partner stays with you through your whole treatment.

Yes. Your medical care stays entirely with the physicians and clinical team at Everleap Fertility.

Sunfish works alongside them, supporting the financial structure, planning and logistics around your treatment. Clinical decisions stay between you and your doctor.

Use both, in the right order. If Delaware's mandate reaches your plan, that coverage comes first. Your Planning Partner builds the program around what's left, and nothing gets paid for twice. Sunfish checks your coverage for you before you commit to anything.

Sunfish offers the Egg Freezing Success Program, which includes one fixed price for your cycle, financial protection with a second cycle at no extra cost if your retrieval results fall short of expectations,† medication savings and storage support, personalized planning, and guidance from a dedicated Planning Partner. Ask your Planning Partner to confirm availability at Everleap Fertility. Terms and conditions apply.

Everleap Fertility quotes your IVF pricing at your consultation, and medications, genetic testing and additional transfers are usually priced on top. The Sunfish IVF Success Program replaces that open-ended cost with one fixed price that includes all embryo transfers for one year, plus a guaranteed lowest-price match on medications from Sunfish partner pharmacy.

For many people, yes, and generously. Delaware's law requires covered plans to pay for up to six completed egg retrievals in your lifetime with no cap on embryo transfers, plus fertility medications, and bars insurers from applying worse cost sharing than they do to other care. Sunfish checks your coverage for you, and your Planning Partner confirms whether your specific plan is one of the covered ones.

Three common reasons. Your employer has fewer than 50 employees. Your employer self-funds its health plan, meaning it pays claims itself and uses an insurer only to administer them, which puts it outside state law entirely. Or your plan is written in another state. Ask HR whether your plan is self-funded or fully insured, and which state it's issued in.

Not by a state mandate. Pennsylvania has no law requiring insurers to cover IVF. A Pennsylvania plan covers it only if your employer chose to buy that benefit. New Jersey requires four completed egg retrievals from employers with more than 50 employees, and Maryland allows insurers to limit coverage to three IVF attempts per live birth with a $100,000 lifetime cap. Your coverage follows your plan, not the clinic's address.

Yes. Delaware's law covers standard fertility preservation, including egg, sperm, ovarian and testicular tissue freezing and storage, when a medically necessary treatment may cause infertility. The same exemptions apply. Self-funded plans and employers with fewer than 50 people aren't reached.

Yes. Egg retrievals are covered before age 45 and embryo transfers before age 50. If you're outside those limits, your Planning Partner builds your financial plan around self-pay treatment instead.