IVF package deals, one all-inclusive price.

There is no single sticker price, and any provider quoting one before seeing your chart is guessing. What you pay depends on your clinic, your treatment plan, and how many retrievals that plan anticipates.

Sunfish builds a Custom Financial Plan from your clinic evaluation. It estimates what reaching a live birth is likely to cost in your specific situation, and you see that number before you commit to anything.

That is the practical difference between a package and paying as you go. With a package the total is settled at the start. Paying per cycle means the total only becomes clear once you are already partway through it.

Not with Sunfish. The package is quoted as one all-inclusive price before treatment starts, and your Planning Partner walks you through what it covers and what it does not.

It is a fair question to ask any provider. Fertility costs are hard to predict on your own, add-ons are unexpected, and most patients do not learn their real number until they are already committed.

Before signing any IVF package, ask three things: what happens if you need a second retrieval, whether monitoring visits and anesthesia sit inside the quoted price, and what storage costs once the first year ends.

Sunfish is not a medical provider. Your clinic delivers the care, and clinical decisions stay between you and your physician.

The package covers bundled treatment at a flat fee, medications at member rates with a lowest price guarantee, discounts on long-term storage, data-driven guides and check-ins, and the financial protection.

Anything your clinic treats as a separate service, including procedures outside the treatment plan your package was priced against, is handled when the package is built rather than billed to you later. Your Custom Financial Plan lists what is inside your price before you sign it.

Standard covers the all-inclusive bundle, unlimited embryo transfers for one year, medication at member rates, and four hours of financial support calls.

Gold adds four more hours of support, a Pregnancy Preparation Kit, and the partial refund of up to $15,000 if treatment is not successful. Terms apply.

Both tiers include the Custom Financial Plan, one-and-done billing, data-driven guides for each step, and regular check-ins. Which tier fits usually comes down to one question: how much of the financial risk do you want to carry yourself, and how much do you want Sunfish carrying.

Yes. Donor egg, donor sperm, and reciprocal IVF are all options when your package is priced, as is adding an extra retrieval to the plan.

Raise it during intake rather than later. Each of these changes the treatment plan and therefore the price, which is why they get settled before you commit instead of appearing as an add-on partway through.

Donor cycles are one of the places where per-cycle billing gets unpredictable, because the donor costs, the clinic fees, and the storage arrangements are often quoted by different parties. Pricing them into a single package is what removes that uncertainty.

Sunfish applies no exclusions by age, diagnosis, or insurance status. Eligibility is not narrowed by how old you are or what your diagnosis says.

You complete a physical evaluation with an eligible IVF clinic. The Financial Planning Tool works from clinical data, and packages are offered to qualified applicants on the basis of that evaluation.

If you have not chosen a clinic yet, that is not a barrier. Sunfish partners with fertility clinics across the country and can help you find one that fits your treatment plan and location.